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Information for Single-Family Lending and Real Estate Professionals
Program Announcement Archive
These documents are provided for use by lending professionals who are trained by the Washington State Housing Finance Commission. For more information about our programs, please visit us at www.wshfc.org.
01/06/2010 THROUGH 12/30/2023
12/5/2023 | 2024 Loan Limit Changes
11/2/2023 | House Key Opportunity First Mortgage Program
10/25/2023 | Rates Changing for House Key Opportunity First Mortgage Programs
10/20/2023 | Temporary Internet Restored
10/20/2023 | Temporary Internet Outage
9/28/2023 | Staff at Housing Washington
9/19/2023 | Back to School with the Washington State Housing Finance Commission
9/8/2023 | Don't miss the WMBA Education | Virtual Lunch & Learn WSHFC: Homeownership Through DPAs
8/23/2023 | Join us at Housing Washington 2023 Tacoma for the brand new Homeownership Track!
7/17/2023 | New Option for Homebuyers: Duplexes!
6/30/2023 | Seattle Downpayment Assistance Program
6/29/2023 | Rates Changing for House Key Opportunity & House Key Habitat First Mortgage Programs
6/28/2023 | Credit Score for Commission Programs
6/22/2023 | Rates Changing for House Key Opportunity First Mortgage Program
6/21/2023 | Did you miss our downpayment assistance webinars? We got you!
6/9/2023 | 2023 80% Area-Median Income (AMI) Limits for Conventional Loans
5/17/2023 | Income Limit Changes for Downpayment Assistance Programs
5/8/2023 | Help us bring homeownership back into the spotlight at Housing Washington 2023!
5/5/2023 | Don't forget - we've removed the 50% DTI ratio requirement!
4/25/2023 | Permanent Rate Buydown Update
4/21/2023 | Tacoma Downpayment Assistance Program
4/17/2023 | Clark County Downpayment Assistance Program Funds Fully Reserved!
4/3/2023 | Debt to Income Ratio (DTI)
3/31/2023 | The HFA1 Homeownership Lender Toolkit
3/24/2023 | Learn about the Clark County Downpayment Assistance Program!
3/17/2023 | It's your lucky day! Check out our DPA!
2/14/2023 | Fall in Love with The Commissions Programs
1/31/2023 | Rates Changing for House Key Opportunity Program
1/30/2023 | Permanent Rate Buydown
1/25/2023 | REMINDER: Home Advantage Gov't Loans
12/30/2022 | In-person Homebuyer Education Classes!
12/30/2022 | Allowable Lender Fees
12/30/2022 | Loan Delivery Checklist to Master Loan Servicers
12/30/2022 | REMINDER: Home Advantage Gov't Loans
12/21/2022 | Seattle Downpayment Assistance Program Funds Fully Reserved!
12/16/2022 | Home Advantage Gov't Loans
12/2/2022 | 2023 Loan Limit Changes
11/28/2022 | Seattle Downpayment Assistance Program Funds Running Low!
10/28/2022 | Rates Changing for House Key Opportunity Program
10/21/2022 | Rates Changing for House Key Opportunity Program
10/6/2022 | Rates Changing for House Key Opportunity Program
9/23/2022 | Rates Changing for House Key Opportunity Program
9/1/2022 | Income Limits Increased for House Key Opportunity
9/1/2022 | We're Raising our Income Limits!
8/26/2022 | Rates Changing for House Key Opportunity Program
8/2/2022 | Pierce County Downpayment Assistance Program
8/1/2022 | Anna Porkalob is Transferring!
7/13/2022 | Pierce County Downpayment Assistance Program Fully Reserved!
6/30/2022 | Rates Changing for House Key Opportunity Program
6/24/2022 | 2022 80% Area-Median Income (AMI) Limits for Fannie Mae
6/23/2022 | Rates Changing for House Key Opportunity Program
6/15/2022 | Upcoming Juneteenth Holiday!
6/15/2022 | Rates Changing for House Key Opportunity Program
6/14/2022 | Income Limit Changes for Downpayment Assistance Programs
6/14/2022 | Lender Online Reservations System Restored
6/14/2022 | Temporary Lender Online Outage
6/3/2022 | 2022 80% Area-Median Income (AMI) Limits for Freddie Mac
5/27/2022 | Coming Soon-New Homebuyer Education Class Registration Portal
5/27/2022 | We are here for your homebuyers!
5/20/2022 | Income Limit Changes for the Seattle Downpayment Assistance Program
5/20/2022 | Coming Soon-New Homebuyer Education Class Registration Portal
5/13/2022 | NEW 3% Downpayment Assistance Option!
5/13/2022 | IMPORTANT NEWS: Some Acquisition Cost Limits Decreasing for House Key Opportunity
5/6/2022 | Income Limit Changes for Downpayment Assistance Programs
4/28/2022 | Rates Changing for House Key Opportunity Program
4/8/2022 | Changes to Home Advantage Gov't Loans with DTI 45.01%-50.00%
4/7/2022 | Rates Changing for House Key Opportunity Program
4/1/2022 | Tacoma Downpayment Assistance Program.
3/29/2022 | Rates Changing for House Key Opportunity Program
3/14/2022 | Rate Volatility in the Market. Please Plan Accordingly.
3/10/2022 | Rates Changing for House Key Opportunity Program
3/8/2022 | Announcing the return of In-person Homebuyer Education Classes!
3/3/2022 | Rates Changing for House Key Opportunity Program
2/11/2022 | Acquisition Cost Limits Increased for House Key Opportunity
2/7/2022 | Learn about improved downpayment resources in Pierce County
2/4/2022 | Freddie Mac HFA Advantage Conventional Product
2/3/2022 | Rates Changing for House Key Opportunity Program
2/1/2022 | Standardized Subordinate Lien Documents
1/21/2022 | Pierce County Downpayment Assistance Program
1/21/2022 | Rates Changing for House Key Opportunity Program
12/30/2021 | Income Limit Changes for the Bellingham and Seattle Downpayment Assistance Programs
12/14/2021 | 2022 Loan Limit Changes
12/3/2021 | Coming soon to Pierce County
10/27/2021 | Rates Changing for House Key Opportunity Program
9/22/2021 | Rates Changing for House Key Opportunity Program
9/21/2021 | Homeownership Director Lisa DeBrock Featured in Down Payment Report
8/31/2021 | NEW 5% Downpayment Assistance Option!
8/26/2021 | Commission Loans-Post Closing Reminders
8/24/2021 | Internet Network Restored
8/23/2021 | Internet Outage Update
8/23/2021 | Temporary Internet Outage
7/8/2021 | Tacoma Downpayment Assistance Program
7/1/2021 | We're Raising our Income Limits!
7/1/2021 | Income and Acquisition Cost Limits Increased for House Key Opportunity
6/30/2021 | Pierce County Downpayment Assistance Program Fully Reserved!
6/16/2021 | 2021 Area-Median Income (AMI) Limits
6/11/2021 | Income Limit Changes for Downpayment Assistance Programs
5/5/2021 | Income Limit Changes for Downpayment Assistance Programs
5/4/2021 | Opportunity Downpayment Assistance Program
3/31/2021 | Manufactured Homes-Home Advantage FHA & USDA
2/5/2021 | Help Get Your Offers Accepted with Our New Flyer!
2/4/2021 | Update on Borrowers with DACA Status on FHA & VA Commission Loan Programs
1/26/2021 | Best Practices for Reserving Commission Loans
1/22/2021 | Misleading mailers sent using WSHFC's name
1/8/2021 | Lower Rates for House Key Opportunity Program
12/14/2020 | 2021 Loan Limit Changes
12/7/2020 | The Commission in the news!
11/17/2020 | House Key Opportunity
10/12/2020 | Lower Rates for House Key Opportunity Program
9/28/2020 | Changes to Home Advantage Gov't Loans with DTI 45.01%-50.00%
9/1/2020 | Important Change to Freddie Mac HFA Advantage Program
7/31/2020 | 2020 Area-Median Income (AMI) Limits
7/27/2020 | Lower Rates for House Key Opportunity Program
7/21/2020 | Online Class Fee Change
7/2/2020 | Income Limit Changes for Downpayment Assistance Programs
6/25/2020 | Lakeview Loan Servicing Change of Address for Closing Documents
6/23/2020 | Lower Rates for House Key Opportunity Program
6/5/2020 | Lower Rates for House Key Opportunity!
5/11/2020 | REMINDER: Important Changes to Government Home Advantage Loans Starting May 18, 2020.
5/6/2020 | Streamlined Loan Purchase Timeline Notice to Lenders
5/1/2020 | Important Changes to Government Home Advantage Loans Starting May 18, 2020.
4/24/2020 | Lower Rates for House Key Opportunity!
4/17/2020 | HomeChoice Downpayment Assistance Program
4/16/2020 | Reminder: Delivery of Closing Documents
3/30/2020 | UPDATE: Home Inspections
3/26/2020 | Temporary Home Inspection Waivers By Request
3/25/2020 | Conducting Business as Usual
3/24/2020 | Upcoming Rate Change for House Key Opportunity!
3/20/2020 | Cancellation of All In-Person Homebuyer Education Classes
3/19/2020 | Rate Volatility in the Market. Please Plan Accordingly.
3/19/2020 | We're Here for You
3/16/2020 | Alternatives Now Available for In-Person Homebuyer Education
3/10/2020 | Lower Rates for House Key Opportunity!
3/10/2020 | Specialty Downpayment Assistance Programs
2/26/2020 | New: LenderOnline How-To Videos
1/24/2020 | Best Practices for Reserving Loans
12/18/2019 | FHA Loan Limit Changes for 2020
12/10/2019 | 2020 Loan Limit Changes
12/9/2019 | Tacoma Downpayment Assistance Program Fully Reserved!
11/20/2019 | WSHFC Website Currently Down
10/10/2019 | FHA Single-Unit Condominium Project Approval
10/4/2019 | Lower Interest Rate for Pierce County Downpayment Assistance Program
9/23/2019 | Updated Mortgagee Clause
9/6/2019 | Lower Rates for House Key Opportunity!
8/12/2019 | Income and Purchase Price Limit Changes for Downpayment Assistance Programs
8/2/2019 | Update on Borrowers with DACA Status
7/26/2019 | Lock Policy Reminder
7/11/2019 | Advance Notice of LenderOnline Scheduled Maintenance
7/3/2019 | Lower Rates for House Key Opportunity!
6/17/2019 | Training Opportunity for Freddie Mac's HFA Advantage Program
6/14/2019 | Now Offering Freddie Mac's HFA Advantage Mortgage!
6/13/2019 | Changes to Tacoma, Pierce County and ARCH Partnership Downpayment Assistance Programs
6/12/2019 | Lower Rates for House Key Opportunity!
5/30/2019 | Notice of Rate Change for House Key Opportunity
5/6/2019 | Income Limit Changes for Downpayment Assistance Programs
4/30/2019 | Misleading mailers sent using WSHFC's name
4/24/2019 | HUD Mortgagee Letter 19-06: Our Affirmation
4/18/2019 | Notice of Rate Change for House Key Opportunity
3/22/2019 | Advance Notice of Rate Change for House Key Opportunity
3/1/2019 | IHFA - PMI Delivery Requirements
3/1/2019 | Increases to Income and Acquisition Cost Limits for House Key Opportunity Program
2/1/2019 | Lakeview Loan Servicing Disaster Guidelines and Disaster File
1/11/2019 | Update -Tax Transcript Requirements Due to Government Shutdown
1/3/2019 | Tax Transcript Requirements Due to Government Shutdown
12/19/2018 | Credit Reports Will Be Required
12/17/2018 | Downpayment Assistance (2nd Mortgages) Notes & Deeds of Trust
12/6/2018 | IRS Form 4506-T and Tax Transcripts for USDA Transactions
10/30/2018 | Borrower Residency and Eligibility Requirements
10/11/2018 | Delivery File Closing Documents
10/10/2018 | Downpayment Assistance Programs
9/20/2018 | Advance Notice of Rate Change-House Key Opportunity
8/31/2018 | Income Limit Increase for DPA programs
8/28/2018 | Home Advantage Income Limits Going Up to $145,000
8/20/2018 | Advance Notice of Rate Change-House Key Opportunity
7/26/2018 | Bellingham Downpayment Assistance Program Update
7/19/2018 | New - Our Manuals are Now Searchable
6/29/2018 | Internet Outage Announcement
6/21/2018 | Home Advantage & House Key Opportunity Manual Updates
6/19/2018 | Income Limit Changes for Specialty Downpayment Assistance
05/29/2018 | House Key Opportunity-Rate Change
05/08/2018 | House Key Opportunity-Rate Change
04/26/2018 | New Page Just for Real Estate Pros
04/09/2018 | Connecting Homebuyers to Downpayment Help (Lenders)
04/09/2018 | Connecting Homebuyers to Downpayment Help (Real Estate Professionals)
02/28/2018 | New 5% Downpayment Assistance Option
02/28/2018 | Lower Rates for House Key Opportunity
02/27/2018 | IHFA Servicer Program Matrix and Program Manual Updates
02/27/2018 | New–Conventional Financing Option for Manufactured Homes
02/20/2018 | Aged Collateral Policy for Lakeview Loan Servicing
02/01/2018 | Change to Tax Service Fee
01/18/2018 | USDA Manufactured Homes Now Allowable; Enhancements to FHA Limited 203K
12/29/2017 | Additional Master Servicer–Welcome Idaho Housing and Finance Association
12/22/2017 | MCC Program Retained in Federal Tax Reform
12/14/2017 | Non-Traditional Credit Allowed; Change to Escrow Repair Holdback
12/04/2017 | Seller Servicer Consultant RFP
11/30/2017 | Lakeview Loan Servicing Change of Address
11/28/2017 | Contact your Borrowers: MCC Program Eliminated in Federal Tax Reform
11/27/2017 | Closing-Cost Grant Ending Soon
11/22/2017 | Debt-To-Income Ratio Increased; Relief on Tax Transcripts
10/31/2017 | Tacoma and Bellingham Downpayment Assistance
09/27/2017 | What do YOU think?
09/26/2017 | Revised Lakeview Loan Servicing Credit and Closing Delivery Checklists
09/11/2017 | Summer '17 Closing-Costs Grant Has Been Extended
09/08/2017 | Changes to ServiSolutions Tax Service Fee
08/31/2017 | Increase to Lender Compensation
08/25/2017 | Closing-Cost Grant Money Still Available
08/11/2017 | Pierce County DPA Updates
08/02/2017 | Closing-Cost Grants Still Available
07/03/2017 | Master Servicer Request For Proposal
06/30/2017 | Here to Home Summer ’17 Closing-Cost Grant
06/30/2017 | Change to House Key Opportunity Lock Period
06/30/2017 | Manufactured Homes
06/22/2017 | Income Limit Changes to Downpayment Assistance Programs
06/14/2017 | Emphasys Training
05/19/2017 | Updates to DPA Program
05/17/2017 | New Recapture Limits
05/02/2017 | Updates to Downpayment Assistance Programs
03/28/2017 | Acquisition Cost Limits Lowered in Jefferson and San Juan Counties
03/15/2017 | House Key Opportunity-Rate Change
03/08/2017 | Temporary Suspension of Conventional Home Advantage Program Lifted
03/01/2017 | MCC Funds Fully Allocated
02/28/2017 | Suspension of Conventional Home Advantage Loans Extended
02/23/2017 | Manual Updates and Temporary Suspension of Conventional Home Advantage Loans
02/21/2017 | Current MCC Allocation Has $10 Million Left
01/23/2017 | Temporary Suspension of Conventional Home Advantage Loans Extended
12/29/2016 | Lakeview Loan Servicing Shipping and Delivery Update
12/13/2016 | MCC Funds Available – December 15, 2016
11/18/2016 | House Key Opportunity – Rate Change
11/07/2016 | Additional Training -- Lakeview Loan Servicing Webinar
10/27/2016 | Current MCC Allocation Has Only $1 Million Left
10/24/2016 | Lakeview Loan Servicing Live Today – Manual Updates Available
10/20/2016 | Additional Training – Lakeview Loan Servicing Webinar
10/19/2016 | Current MCC Allocation Almost Fully Reserved
10/17/2016 | Lakeview Loan Servicing Reservation Start Date – October 24, 2016
10/13/2016 | Lakeview Loan Servicing Training Opportunity
10/05/2016 | Lakeview Loan Servicing Program Matrix – Suspension of Manufactured Home Reservations
09/26/2016 | Homeownership Staff Unavailable for File Review During Conference
09/19/2016 | Advance Notice of Rate Change – House Key Opportunity
08/19/2016 | Additional Master Servicer – Welcome Lakeview Loan Servicing
08/03/2016 | Sunset of Bremerton Downpayment Assistance Program
08/02/2016 | Fannie Mae Announces Changes to HFA Preferred Conventional Loan Product
07/26/2016 | Make Up Training | Changes to Transfer of Servicing Rights and Loan Purchases/Delivery
07/01/2016 | Funds available for MCC use on July 6, 2016
05/17/2016 | Income Limit and Maximum Purchase Limit changes
05/10/2016 | Current MCC allocation has been completely reserved, waitlist available
05/05/2016 | Acquisition cost limits lowered in Island, Jefferson, Kitsap, and Whatcom Counties
02/01/2016 | City of Bellingham Downpayment Assistance Funds Now Available
12/24/2015 | Advanced Notice of Limited MCC Availability and Change in MCC Fee Structure for 2016
12/08/2015 | TRID Guidance – Downpayment Programs
11/09/2015 | More Funding for House Key Opportunity
10/02/2015 | Homeownership Staff Unavailable For File Review During Conference
09/11/2015 | Acquisition Cost Limits Lowered in Island, Jefferson, Kitsap, and Whatcom Counties
09/04/2015 | Labor Day Special! Additional House Key Opportunity Funds Now Available
08/25/2015 | Electronic Upload of Files Mandatory Beginning 09/15/2015
07/02/2015 | Downpayment Assistance for City of Bremerton and Pierce County
06/29/2015 | EnergySpark Program Announcement
06/24/2015 | House Key funds available/Opportunity DPA funds available
06/04/2015 | Updates to Downpayment Assistance Manuals
05/27/2015 | Advance Notice of House Key Opportunity Funds and Opportunity DPA
03/18/2015 | Revised Online Homebuyer Education Requirement for MCC Program
12/17/2014 | Fannie Mae Update/HFA Preferred Messaging /Special Feature Code
10/09/2014 | Rural Housing Funding Authority Update
10/01/2014 | House Key Opportunity Programs Ends October 15, 2014
07/01/2014 | Home Advantage 1% Deferred Option up to $10,000 Now Available
06/06/2014 | Tacoma Downpayment Assistance Funds Now Available
05/30/2014 | Home Advantage Rebound DPA No Longer Available
05/16/2014 | Lower Income and Acquisition Limits for Some Counties
05/13/2014 | Closing Cost Grant Program
05/01/2014 | House Key Opportunity Funds Availability
04/17/2014 | Advance Notice of House Key Opportunity Funds
03/31/2014 | Lower Rate for HFA Preferred without Downpayment Assistance
02/21/2014 | Consumer Financial Protection Bureau Loan Origination Rule Implementation
01/06/2014 | New Targeted Areas for Mortgage Credit Certificate Program
12/20/2013 | Important Debt To Income Changes
08/20/2013 | Announcement From ServiSolutions To Receive Lender Bulletins
08/01/2013 | Closing of Second Mortgages
07/19/2013 | Important Notice Regarding Homebuyer Education Certificates
07/03/2013 | Wiring Funds & HUD Requirements
06/26/2013 | Important Notice Regarding House Key Opportunity Program
06/21/2013 | Wiring Funds for DPA Second Mortgages
06/14/2013 | Manual Updates Available
05/24/2013 | Retraction of Announcement May 20, 2013, Regarding Ginnie Mae Requirements
05/20/2013 | Interim Endorsements Must Be Dated Per Ginnie Mae Requirements
05/15/2013 | House Key Plus Seattle Is Back
03/04/2013 | Request for Audited Financials
01/28/2013 | Revision – Changes to Closing of Second Mortgages Effective Immediately
01/28/2013 | Downpayment Assistance Forms
01/25/2013 | Changes to Closing of Second Mortgages Effective February 1, 2013
01/16/2013 | House Key Plus ARCH Funds and Home Advantage Rebound Funds Now Available
01/02/2013 | Sunset of House Key Plus for Foreclosed Properties
11/01/2012 | Manual Updates and ServiSolutions Holiday Closure Dates
10/01/2012 | No File Review October 16–17
08/13/2012 | Changes to Rate Lock Extension Policy & US Rural Development Policy
08/15/2012 | House Key Opportunity Program Announcement
08/01/2012 | Fannie Mae Approval of House Key Plus Seattle Variance
06/29/2012 | Home Advantage Program Release and Lock Requirements
06/25/2012 | Introducing the Home Advantage Program on 7/2/2012 and Manual
06/20/2012 | House Key Plus Seattle Funds Now Available
04/27/2012 | Manual Updates Regarding Home Inspection
03/01/2012 | Extension On Per Diem From March 1 to April 1, 2012
02/08/2012 | First Amendment Revisions/Early Payment Default Language
01/13/2012 | ServiSolutions Manual Updates
01/09/2012 | Temporary Suspension of Conventional Loans
12/22/2011 | Contract Signed with New Master Servicer, ServiSolutions
10/17/2011 | Mitas Reservations - Master Servicer Update
09/21/2011 | BoA Discontinues RHS Loans; File Review 9/26-28; Master Servicer Update
09/02/2011 | Bank of America’s Intent to Sell Correspondent Lending Division
06/09/2011 | Downpayment Assistance Income Limits Updated
06/07/2011 | House Key Plus Seattle Downpayment Assistance Funds Available
04/06/2011 | House Key Plus Seattle Funds Wait List
02/22/2011 | Rate Increase and Heatwave Program Discontinued
02/08/2011 | Letter to All Homebuyer Education Instructors
12/28/2010 | Master Servicer Requires Minimum 620 Credit Score for FHA, VA, and RHS Loans
11/19/2010 | Program Changes to House Key Plus Seattle
11/02/2010 | Extension of House Key Plus for Foreclosed Properties and 203(K) Streamline updates
08/27/2010 | Revised Income Limits and House Key Plus Seattle Funds Now Available
08/06/2010 | Revised Downpayment Assistance Manuals and New Recapture Limits
06/11/2010 | Bank of America Flipping Policy/House Key Plus Status
05/26/2010 | House Key Federal Way Income Limits
05/10/2010 | House Key Plus for Foreclosed Properties/HomeChoice Terms/House Key Federal Way
03/30/2010 | Bank of America Flipping Policy
02/03/2010 | New Home For You Announcement
01/26/2010 | Manufactured Home Guidelines