Information for Single-Family Lending and Real Estate Professionals
Program Announcement

December 14, 2020
2021 Loan Limit Changes

Dear Lending Partners,

The Commission will adopt the 2021 new loan limits in accordance with the appropriate agency guidelines to our Home Advantage and House Key programs.

- Effective with reservations made on and after 12/16/2020 , the new conforming loan limit of $548,250 for Fannie Mae HFA Preferred and Freddie Mac HFA Advantage will be implemented on our Home Advantage and House Key programs.

- For FHA the new loan limits are effective with case numbers assigned on and after January 1, 2021. The conforming loan limit of $548,250 will be implemented to our FHA Home Advantage and House Key programs with reservtions made on and after January 2, 2021.

- Loan amounts greater than $548,250 and up to $776,250 in King, Pierce and Snohomish counties, the high balance add-on fee will apply.

Please note: Loan amounts greater than $548,250 including high-cost areas, are not permitted with Freddie Mac's HFA Advantage or any House Key loan.

Questions: email Corinna Obar.


Home | About | CareersCommissioners | Contact UsEventsMy View Newsletter | Publications | Homeownership: Homebuyer Programs | Information for Lenders | Information for Real Estate Professionals | Information for Instructors | Multifamily Housing: 9% Housing Credit | Bond/Tax Credit | 80/20 Bonds | 501(c)(3) Housing BondsSpecial Programs: Energy | Farmer/Rancher | Nonprofit FacilitiesLand Acquisition Program | Property Managers: Asset Management and Compliance Information for Investors: Official Statements, Annual Reports, Interim Information |  Privacy Notice | Requests for Public Records
Washington State Housing Finance Commission 
1000 2nd Avenue, Suite 2700, Seattle, Washington 98104 | Phone: 206-464-7139 or 800-767-4663 | Fax: 206-587-5113 | Contact Us
©1998-2018 All Rights Reserved