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Information for Single-Family Lending and Real Estate Professionals
 
Covenant Homeownership

DOWNPAYMENT ASSISTANCE PROGRAM

Created by the 2023 Covenant Homeownership Act, this program offers assistance to homebuyers whose families were impacted by state-sanctioned housing discrimination before 1968. Learn more about the Covenant Homeownership Program. 

The documents below are provided for use by lending professionals trained by the Washington State Housing Finance Commission. To receive training so you can offer Commission home loans and downpayment assistance, as well as teach homebuyer education classes, learn more and register for training here.

MANUAL

Downpayment Programs (PDF)

CHA Program Manual (PDF)

ORIGINATION

Covenant Eligibility Document Checklist (PDF)

Covenant Program Pre-Closing Checklist (PDF)

Covenant Needs Assessment Form

LOAN CLOSING

Pull Closing Documents from Lender Online

Covenant Program Post-Closing Checklist (PDF)

HOMEBUYER OUTREACH MATERIALS

Fillable Flyers for Lenders – Download & save PDF first then add your own name, photo and contact info to these PDF flyers!

One Contact

Two Contact

Creating your own marketing materials? See our guidelines below:

Dos and Don’ts for Your Covenant Marketing Materials

General Flyers Directing to the Hotline:

Homebuyer Flyer (English)

Homebuyer Flyer (Spanish)