HOMEOWNERSHIP
• Covenant Homeownership Program
• Home Advantage
• Opportunity
• MCC Reissuance
• Homebuyer Education
• Premier Lenders
• Downpayment Assistance
• Homeowners Guide
• Counseling Providers
Premier Partners
Loan Officers who have helped the most homebuyers use WSHFC Programs in 2024
Verify a mortgage company or individual: www.nmlsconsumeraccess.org
Disclaimer: The Commission does not endorse a person, business practice, product or service other than those of the Commission.
Trevor Roberge - Capstone Home Loans - Lynnwood
There's nothing more rewarding than helping a first-time homebuyer accomplish their goal of home ownership when they thought it was out of reach. Partnering with the Commission gives Trevor the ability to provide practical options to his clients, and the ability to empower them with knowledge and confidence through the purchase process. Not only do buyers get to purchase a home, they get to begin their journey of wealth-building for their future. With 20 years in the finance industry, Trevor provides expertise in many ways, from personalized mortgage consulting to personal banking. Trevor provides solutions for first-time home buyers, military veterans, and anyone else looking to accomplish the dream of homeownership. Contact Trevor at 425-765-6605 or teamtrevor@capstonehomeloans.com. MLO #71646
Jessica Talton – Movement Mortgage – Kent
I truly believe in the power of accessible homeownership, which is why I partner with programs like WSHFC that focus on supporting underserved communities. I take my role as a trusted advisor seriously, and I find immense joy in guiding clients through this transformative process. If you are looking for a lender that holds your hand and makes the process easy, Team Talton is who you want by your side. Let’s work together to make your homeownership dreams a reality! As a proud South Seattle native, my journey to helping others achieve their dream of homeownership is personal. Growing up, I witnessed my mother utilize down payment assistance programs to secure our family home, igniting my passion for serving our community. As a top 1% originator in the country, I'm dedicated to providing first-time homebuyers with a variety of options and empowering them on their path to homeownership. When I'm not serving my community, you can find me being a Mom to 3 beautiful children and a wife to my awesome husband. Contact Jessica at (206) 551-4058 or Jessica.Talton@movement.com. MLO #1045355
Bryan LaFlamme – Movement Mortgage - Tacoma
There is nothing more professionally fulfilling than walking alongside someone while they learn that homeownership is actually within their reach. I love pulling the curtain back and showing people how close they really are to attaining their dream of homeownership. There really is nothing like it. I am a husband to one, a father to six, and the lender to many! As a 10 year Army Veteran, I know what it takes to serve. That is exactly what my team and I are here to do; serve this community through homeownership. Contact Bryan at 253-214-7602 or thelaflammegroup@movement.com MLO #396723
Mark Carroll - CMG Home Loans - Kennewick
First-time homebuyers face an intimidating process when buying a new home. Mark specializes in working with first-time home buyers, as he truly enjoys explaining the process, educating, & counseling buyers to assure they have solid guidance & gain confidence that their purchase will meet their financial and family goals. Commission programs give buyers the opportunity to own a home by removing a main obstacle that some face, which fosters wealth creation through homeownership. Mark has been in the mortgage industry for 20 years. Contact Mark at 509-420-0236 or mcarroll@cmghomeloans.com. MLO # 403920
Jonas Rosenberg - Summit Funding - Kennewick
Jonas Rosenberg’s drive is to make sure every first-time homebuyer that he comes across is highly educated and armed with the knowledge to make an informed decision. Jonas loves the WSHFC first-time homebuyer programs for families who are looking to achieve the dream of homeownership and are looking for a trusted resource to get started. Jonas is a proud teacher of the Commission sponsored first-time homebuyer education classes in eastern Washington. If you are looking for a high-energy and passionate loan officer, please feel free to call Jonas Rosenberg any time at 509-851-3402 or email jonas.rosenberg@summitfunding.net. MLO #102317
Ethan Wilson – Cornerstone First Mortgage – Fife
We love working with the Commission’s down payment assistance programs because they provide flexible, affordable solutions for buyers who may not have the upfront funds for a large down payment. These programs open doors for first-time homebuyers, and families looking to build stability without exhausting their savings. By leveraging these resources, we empower our clients to secure competitive financing while keeping more money in their pockets. With over 17 years of experience in the mortgage industry, we take a relationship-based approach to lending, prioritizing long-term connections over one-time transactions. Homeownership should be accessible to everyone, and down payment assistance programs offered by the Commission are an excellent way to overcome financial barriers and achieve their dreams.
A significant portion of our business comes from referrals by satisfied homeowners and trusted industry partners, reflecting our dedication to exceptional service. We take the time to listen, understand individual needs, and craft customized solutions. Our goal isn’t just to close loans, but to build lasting relationships with our clients. Contact Mark at 509-420-0236 or Ethanw@futurefirstmtg.com. MLO #156741
Edwin Esquivel – CMG Home Loans – Yakima
There is nothing more rewarding than educating our borrowers on how Commission programs can help them save most/or all their down payment. For many homebuyers, saving for a substantial down payment can be a major obstacle. These programs make homeownership more attainable, allowing them to achieve the dream of owning a home sooner. With nearly 9 years of experience as a Loan Officer, I am passionate about educating and guiding both first-time & returning homebuyers throughout the mortgage process. I prioritize building strong relationships with borrowers to understand their unique financial situations and help them make informed decisions that align with their long-term goals. Contact Edwin at (509) 480-9654, Eesquivel@cmghomeloans.com. MLO #1074211
Brooke Gibson - Washington Trust Bank - Bellevue
The Washington State Housing Finance Commission programs are a great match for first-time homebuyers with affordable programs and down payment assistance. As a South Seattle native my homebuying experience inspired me to help other first-time homebuyers. I am passionate about helping others gain a sense of security through homeownership and guiding them towards a path of generational wealth. I also helped many individuals and their families achieve their dream of homeownership. My clients can expect to be able to make confident and informed decisions as I educate and guide them through the homebuying process. I would love to see how I can assist you on your journey to homeownership. Contact Brooke at (425)-647-6044, bgibson@watrust.com. MLO #2024357
Carlos Ramos – Envoy Mortgage – Liberty Lake
I use the Commission’s programs because the majority of the time, it is the program that makes the most financial sense. It is such a great program for anyone who qualifies. I'm all about helping people level up and make homeownership a reality. I've worked with countless families to help break down the barrier and get the keys to their first home. I keep the process simple and stress-free, so my clients can feel confident every step of the way. I always have your best financial interest in mind. Whether you are a first-time buyer or not, we offer many different loan options to fit different needs. Please text or call 509-305-1574 or email carlos.ramos@envoymortgage.com to set up a free consultation :). MLO #2215949
Jamie Larrigan – CrossCountry Mortgage – Bothell
The Washington State Housing Commission is a highly valuable resource to my borrowers by providing affordable loan programs, down payment assistance and creating opportunities for those who have been underserved. The Commission has had such an instrumental role in helping my borrowers build equity, invest in financial stability and open doors for generational wealth. I’ve had the privilege of working as a Loan Consultant in Washington State for nearly two decades. I aim to be a go-to advisor for my clients, offering support at every milestone. I’m committed to helping clients thrive, long after the transaction is complete. I am incredibly grateful to my clients and referral partners for their unwavering support. The Commission’s programs play a vital role in allowing me to continue helping others experience the true freedom that comes with homeownership. Contact Jamie at (509) 218-5565, Jamie.Larrigan@ccm.com. MLO #120413
_____________________________________________
TOP LOAN OFFICERS BY REGION
Listed are the top five in each region with a minimum of two WSHFC loans in the last quarter, October - December 2024*.
County: Benton | Chelan | Clallam | Clark | Cowlitz | Grant | Grays Harbor | Island | King | Kitsap | Lewis | Mason | Pierce | Skagit | Snohomish | Spokane | Stevens | Thurston | Walla Walla | Whatcom | Yakima
Benton County
Mark Carroll, CMG Home Loans, Kennewick, 14 loans*, 509-420-0236, mcarroll@cmghomeloans.com
Jonas Rosenberg, Summit Funding, Kennewick, 10 loans*, 509-783-4593, Jonas.rosenberg@summitfunding.net
Chad Crithfield, Prime Lending, Richland, 6 loans*, 509-539-8043, Chad.crithfield@primelending.com
Kendal Becker, CMG Home Loans, Kennewick, 6 loans*, 509-308-0007, kbecker@cmghomeloans.com
Tino Martinez, Prime Lending, Richland, 5 loans*, 509-420-7667, tino.martinez@primelending.com
Chelan County
Janie Shrader, Guild Mortgage, Wenatchee, 3 loans*, 509-670-4125, jshrader@guildmortgage.net
Cole Grode, Evergreen Home Loans, Wenatchee, 2 loans*, 509-670-4159, cgrode@evergreenhomeloans.com
Yaneth Preciado, Gold Star Mortgage Financial Group, Wenatchee, 2 loans*, 509-264-2221, ypreciado@goldstarfinancial.com
Clallam County
Arthur Buhrer, CrossCountry Mortgage, Sequim, 2 loans*, 360-477-1011, arthur.buhrer@myccmortgage.com
Clark County
Sandi Milohov, Guild Mortgage, Vancouver, 7 loans*, 360-270-9192, smilohov@guildmortgage.net
Debra McCloud, Cornerstone Home Lending, Vancouver, 5 loans*, 360-600-2025, dmccloud@houseloan.com
Jana Marvitz, Cornerstone Home Lending, Vancouver, 3 loans*, 360-904-1266, jmarvitz@houseloan.com
Joel Coonrod, Guild Mortgage, Vancouver, 3 loans*, 360-619-2599, joel.coonrod@guildmortgage.net
Andrew Wright, Summit Mortgage Corporation, Vancouver, 2 loans*, 360-903-0807, andyw@go-summit.com
Angela Matteo, Everegreen Home Loans, Vanouver, 2 loans*, 360-601-9248, amatteo@evergreenhomeloans.com
Daniel Salgado, Guild Mortgage, Vancouver, 2 loans*, 360-773-4410, dsalgado@guildmortgage.net
Justin Zakariassen, CMG Home Loans, Vancouver, 2 loans*, 360-953-4561, justinz@cmghomeloans.com
Carina Kelso, Directors Mortgage, Vancouver, 2 loans*, 360-921-9037, carina.kelso@directorsmortgage.net
Nathan Douglas, LoanDepot, Camas, 2 loans*, 971-212-2800, ndouglas@loandepot.com
Paul Thompson, Guild Mortgage, Vancouver, 2 loans*, 503-810-1119, pthompson@guildmortgage.net
Cowlitz County
Michael Bettineski, Guild Mortgage, Longview, 4 loans*, 360-957-0132, mbettineski@guildmortgage.net
Tony Andrews, Synergy One Lending, Longview, 4 loans*, 509-424-0459, tandrews@s1l.com
Gabrielle Graves, Synergy One Lending, Longview, 2 loans*, 360-977-3154, ggraves@s1l.com
Roger Kadey, Umpqua Bank, Longview, 2 loans*, 360-575-3823, rogerkadey@umpquabank.com
Grant County
Anne Fisher, Guild Mortgage, Moses Lake, 5 loans*, 509-766-7788, afisher@guildmortgage.net
Joel Martinez, Guild Mortgage, Moses Lake, 5 loans*, 509-750-6027, joel.martinez@guildmortgage.net
Kelly Price, Guild Mortgage, Moses Lake, 3 loans*, 509-766-7788, kprice@guildmortgage.net
Jaime Vela, Movement Mortgage, Moses Lake, 2 loans*, 509-855-1258, jaime.vela@movement.com
Grays Harbor County
Charlee Paull, US Bank, Hoquiam, 2 loans*, 360-470-1333, charlee.paull@usbank.com
Desiree Goodwin, Highlands Residential Mortgage, Ocean Shores, 2 loans*, 425-232-8028, dgoodwin@highlandsmortgage.com
Jacqueline Hudlow, LeaderOne Financial, Aberdeen, 2 loans*, 360-591-7272, jacquehudlow@leader1.com
Island County
Juan Baltazar, Envoy Mortgage, Oak Harbor, 2 loans*, 425-780-2745, jc.baltazar@envoymortgage.com
Ozell Jackson, CMG Mortgage, Oak Harbor, 2 loans*, 425-533-2472, ojackson@cmghomeloans.com
King County
Jessica Talton, Movement Mortgage, Bellevue, 25 loans*, 206-551-4058, jessica.talton@movement.com
Kerwin Lyon, Guild Mortgage, Seattle, 15 loans*, 425-652-3333, klyon@guildmortgage.net
Nestor Diaz, JR, Directors Mortgage, Bellevue, 9 loans*, 425-629-3002, nestor.diaz@directorsmortgage.net
Brooke Gibson, Washington Trust Bank, Bellevue, 9 loans*, 206-453-9111, bgibson@watrust.com
Jodi Johnson, Fairway Independent Mortgage, Bellevue, 8 loans*, 425-419-2522, jodiej@fairwaymc.com
Kitsap County
Stasie Pike, Evergreen Home Loans, Poulsbo, 7 loans*, 360-710-0024, spike@evergreenhomeloans.com
Riley Chase, Movement Mortgage, Port Orchard,5 loans*, 360-710-2089, riley.chase@movement.com
Amber Page, Evergreen Home Loans, Silverdale, 4 loans*, 360-731-1163, apage@evergreenhomeloans.com
Ashlee Cameron, Cornerstone First Mortgage, Silverdale, 3 loans*, 360-900-9590, acameron@futurefirstmtg.com
Ryan Christian, Evergreen Home Loans, Silverdale, 3 loans*, 360-356-1597, rchristian@evergreenhomeloans.com
Lewis County
Jacek Gillispie, Summit Funding, Chehalis, 4 loans*, 360-520-1504, jacek.gillispie@summitfunding.net
Mason County
Peggy Zamzow, Movement Mortgage, Shelton, 2 loans*, 360-401-3258, peggy.zamzow@movement.com
Pierce County
Bryan LaFlamme, Movement Mortgage, Tacoma, 16 loans*, 253-863-4964, thelaflammegroup@movement.com
Ethan Wilson, Cornerstone First Mortgage, Fife, 14 loans*, 253-200-3255, ethanw@futurefirstmtg.com
Ryan Dorman, Evergreen Home Loans, Puyallup, 12 loans*, 253-355-7852, rdorman@evergreenhomeloans.com
Ericka Quichocho, Fairway Independent Mortgage, Puyallup, 7 loans*, 253-397-8310, erickaq@fairwaymc.com
Michael Fornerette, Synergy One Lending, Tacoma, 7 loans*, 206-793-4863, mfornerette@s1l.com
Skagit County
Suzanne Devries, Evergreen Home Loans, Mount Vernon, 2 loans*, 360-333-0429, sdevries@evergreenhomeloans.com
Snohomish County
Trevor Roberge, Capstone Home Loans, Lynnwood, 12 loans*, 425-765-6605, troberge@capstonehomeloans.com
Jason Gosser, Guild Mortgage, Everett, 9 loans*, 425-330-1314, jasong@guildmortgage.net
Sharon Crockett, Prime Lending, Marysville, 6 loans*, 425-327-1451, scrockett@primelending.com
Susan Romei, Banner Bank, Edmonds, 6 loans*, 425-422-5175, susan.romei@bannerbank.com
Christine Goetz, Capstone Home Loans, Lynnwood, 4 loans*, 206-919-6080, cgoetz@capstonehomeloans.com
Darci Kivalu, CMG Home Loans, Snohomish, 4 loans*, 206-773-5727, dkivalu@cmghomeloans.com
Ilya Kosenkov, Cornerstone Home Lending, Lynnwood, 4 loans*, 206-356-6204, ikosenkov@houseloan.com
Spokane County
Roxanne Hyatt, Guild Mortgage, Spokane, 5 loans*, 509-279-2320, rhyatt@guildmortgage.net
Sara Gavin, Synergy One Lending, Spokane Valley, 5 loans*, 509-879-6455, sgavin@s1l.com
Tara Wall, CMG Home Loans, Spokane Valley, 5 loans*, 509-954-0048, twall@cmghomeloans.com
Alexandria Thomas, Q Home Loans, Spokane, 4 loans*, 509-294-2465, athomas@qhomeloans.com
Andrew Watson, Summit Funding, Liberty Lake, 4 loans*, 208-755-3159, andrew.watson@summitfunding.net
Laura Wells, New American Funding, Spokane, 4 loans*, 509-714-9411, laura.wells@nafinc.com
Tanya Apuyan, Canopy Mortgage, Spokane Valley, 4 loans*, 509-842-6564, tapuyan@canopymortgage.com
Wendi Klein, American Pacific Mortgage, Spokane Valley, 4 loans*, 509-828-7968, wendi.klein@apmortgage.com
Stevens County
Stacey Allbery, Guild Mortgage, Colville, 2 loans*, 509-340-1956, stacey.allbery@guildmortgage.net
Thurston County
Kris Wellington Tripp, Evergreen Home Loans, Olympia, 5 loans*, 360-789-8481, kwellington@evergreenhomeloans.com
Wendy DeBorde, Guild Mortgage, Olympia, 5 loans*, 360-491-3282, wdeborde@guildmortgage.net
Dallon Brown, Evergreen Home Loans, Olympia, 3 loans*, 360-209-5743, dbrown@evergreenhomeloans.com
Eric Payne, CrossCountry Mortgage, Lacey, 3 loans*, 206-499-7749, eric.payne@ccm.com
Mark Miller, CrossCountry Mortgage, Lacey, 3 loans*, 253-259-4764, mark.miller@ccm.com
Melanie Boyajian, Guild Mortgage, Lacey, 3 loans*, 360-880-5237, melanie.boyajian@guildmortgage.net
Skylar Mosher, CrossCountry Mortgage, Lacey, 3 loans*, 845-709-9764, skylar.mosher@ccm.com
Stacia Taylor, Olympic Lending Solutions, Olympia, 3 loans*, 360-870-9962, stacia@olympic-lending.com
Suzanne Clark, Evergreen Home Loans, Olympia, 3 loans*, 253-375-3271, smclark@evergreenhomeloans.com
Walla Walla County
Philip Murr, Premier Mortgage Resources, Walla Walla, 11 loans*, 509-440-5337, phil.murr@pmrloans.com
Whatcom County
Nicole Walker, Evergreen Home Loans, Bellingham, 5 loans*, 360-672-5301, nwalker@evergreenhomeloans.com
Lena Shammel, Evergreen Home Loans, Bellingham, 3 loans*, 360-920-4339, lshammel@evergreenhomeloans.com
Yakima County
Edwin Esquivel, CMG Home Loans, Yakima, 15 loans*, 509-480-9654, eesquivel@cmghomeloans.com
Estrella Sanchez, CMG Mortgage, Yakima, 13 loans*, 509-367-4113, esanchez@cmghomeloans.com
Pedro Garcia, CMG Home Loans, Yakima,11 loans*, 509-961-5797, pgarcia@cmghomeloans.com
Jose Zuniga, CMG Home Loans, Yakima, 7 loans*, 509-305-3259, jzuniga@cmghomeloans.com
Taylor Elmo, CMG Home Loans, Yakima, 7 loans*, 509-823-0074, telmo@cmghomeloans.com
* number of WSHFC Loans closed in the last quarter